First Examination
September 25, 1998

First Part (15 point questions)

For each of the following statements, indicate whether they are TRUE or FALSE and explain why.

1.       All this talk about real interest rates is nonsense. If a bank promises me 5% on my deposit, that is what I really earn, and nothing else matters.

This statement is false. You will earn 5% in nominal terms, but what really matters is what you earn in purchasing power terms, or real terms. That is, what really matters to you is the real rate, the nominal rate less the inflation rate.

2         There are times when GDP declines for a year or so. The most prominent example is 1929-1933, the Great Depression. Perhaps there is nothing the government can do about these declines, but it is vital that it keeps national income up during these declines. (Respond to the italicized part).

This statement is false. How can it be vital to do what is impossible? Remember that national income equals national product. If GDP declines, then national income must also decline.

3         The aggregate demand curve is a downward sloping function of the price level because people are unhappy and spend less when prices rise.

This statement is false. People may or not be unhappy, but we know from the equation of exchange that since MV = PY, higher prices must mean lower values of Y.

4.       The short run labor supply curve is upward sloping because workers don't expect periods of high wages or low wages to last long.

This statement is true. If people really expected high wages to last for a long time, we would get a different response. We would expect then to be in the backward bending portion of the labor supply curve.

Second Part (20 Point Questions)

1.       The Monty Python Book of international economic data report the following data on Wurstphalia for 1997.

Item

Amount

Bushels of Corn Raised

50,000

Price of Corn

$5 per bushel

Number of hogs raised

10,000

Price of Hogs

$30

Corn consumed by each hog

3 bushels

No other goods and services were produced in Wurstphalia

(a) What was Wurstphalia's GDP? Explain your answer.

Since the hogs ate 30,000 bushels of corn, only 20,000 bushels count in GDP as a final product. GDP is thus 5(20,000) +30(10,000) = $400,000.

(b) Monty Python also reports the following data for 1996.

Item

Amount

Bushels of Corn Raised

40,000

Price of Corn

$4 per bushel

Number of hogs raised

9,000

Price of Hogs

$25

Corn consumed by each hog

3 bushels

How much did the price level increase from 1996 to 1997? Explain your answer.

1996 GDP is $25(9,000) + $4(13,000) = $277,000. If we reevaluate 1996 GDP using 1997 prices, we get $30(9,000) + $5(13,000) = $335,000. Thus prices rose by $335,000/$277,000 -1 = 1.209 -1 or 20.9%. We accept rounding off.

  1. John Smith has a job that pays $60,000 now and $80,000 later. The $60,000 consists of $50,000 salary and a $10,000 bonus. He also has $20,000 in savings. The interest rate is 100%. What is his wealth?

(a) What is his wealth? Explain your answer.

Wealth is $20,000 + $60,000 + $80,000/(1+1) = 120,000, the value of current assets and income plus the present value of future income.

(b) John was offered another job that paid $40,000 now, but $110,000 later. Explain why John was right to turn it down.

That job would have a present value of $40,000 + $110,000/(1+1) = $95,000, less than the present value of his current job of $100,000

(c) John is now told that his beloved Aunt Sally has left him $30,000 in her will, but he will not get the money until next period. On the same day, John is told that due to unfortunate business conditions (and the fact he alienated the firm's biggest customer) he will not get his bonus this year. Taking these two pieces of news into account, will John's consumption go up or down? And will his saving go up or down?

Two factors change his wealth. First, his income this period declines by $10,000, reducing wealth by $10,000. Second, his wealth has increased by the present value of $30,000 next year, which is $15,000. Thus his wealth increases by $5,000. That means higher consumption this year. With consumption up and income down, saving is surely going down.